Welcome to Credit Savings Arc Bank! Please read these terms and conditions carefully before using our services.

1. 1. Introduction

   These terms and conditions govern your use of our banking services. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree, you must not use our services.

2. 2. Account Terms

   You must be at least 18 years old to open an account with Credit Savings Arc Bank. You agree to provide accurate and complete information during the registration process and to update your information as necessary.

3. 3. Privacy Policy

   Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

4. 4. Use of Services

   You agree to use our services only for lawful purposes and in accordance with these terms. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. 5. Fees and Charges

   We may charge fees for certain services. You agree to pay all applicable fees and charges in accordance with our fee schedule, which may be updated from time to time.

6. 6. Electronic Communications

   By using our services, you consent to receive electronic communications from us. These communications may include notices about your account, legal notices, and other information.

7. 7. Limitation of Liability

   To the fullest extent permitted by law, Credit Savings Arc Bank shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

8. 8. Governing Law

   These terms and conditions are governed by and construed in accordance with the laws of the United States. Any disputes arising out of or relating to these terms shall be resolved in the courts of the United States.

9. 9. Changes to Terms

   We reserve the right to modify these terms at any time. We will notify you of any changes by posting the updated terms on our website. Your continued use of our services after any such changes constitutes your acceptance of the new terms.

10. 10. Contact Us

    If you have any questions about these terms, please contact us at info@creditsavingarc.com